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Compare Business Insurance

Insuring certain aspects of your small business is essential. Some types of small business insurance you may wish to take out for peace of mind (such as contents insurance), others are required by law. You should seek professional advice and make sure you take out the appropriate cover for your business needs. Always shop around and compare business insurance quotes.

The most popular types of business insurance include:

  • Public Liability - Public Liability insurance will cover you if someone is accidentally injured by you or your business operation. It will also cover you if you damage third party property while on business. The cover should include any legal fees and expenses which result from any claim by a third party.


  • Employers Liability - This type of insurance protects your business against claims from any employees you might have, including claims for accidents and sickness. All employers must take out this type of insurance, although there are a few exemptions (such as if you are the sole employee of your limited company, and also own at least 50% of the share capital in the company). Read the guide to find out more.


  • Professional Indemnity - Professional Indemnity insurance covers small business people who provide specialist advice to other companies. People who are in the business of selling their skills or knowledge may wish to be protected in the event of a negligence claim as a result of services they have provided to a third party.