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IT Contractor Mortgages - Mortgage Advice and Quotation |   |
Many IT Contractors will have a horror story or two to tell about the hassles they have had trying to arrange a mortgage. It's all too easy to obtain an 'online agreement in principle' only to find that, after a nerve wracking two weeks wait, you're rejected when the underwriter realises you are not a permie or asks you to show accounts (which clearly won't reflect what you truly earn - otherwise you need a new accountant!!)
The Bytestart team has worked very closely with FreelancerMoney over the past five years and have recommended their mortgage services to many thousands of IT contractors and small business people (we have also used them ourselves!). As an IT Contractor mortgage specialist, they are eager to prove that you can easily secure the same 'High Street' mortgages as a normal company employee - its simply a case of making use of the expertise and contacts that they have built up over many years.
Perhaps you're a first time buyer who's keen to stop funding someone else's mortgage from the rent you pay, or you may be 'trading up' to a house that reflects the hard work that you put in each and every day running a small business. You may be looking to invest in a second property for rental as a hedge against uncertain times ahead or simply looking to save substantial amounts of money each month on your existing loan by re-mortgaging fees free to a lower rate.
If you need help with any of these scenarios, simply complete the IT Contractor Mortgage Finder(below) and the FreelancerMoney team will be in touch shortly.
IT Contractor Mortgage "Finder" (fields marked * are required)...
FreelancerMoney are Independent Financial Advisers (IFAs), directly regulated and authorised by the Financial Services Authority. We are pleased to be able to offer full advice whereas many institutions will now only provide you with an 'information only' service. We also provide what is referred to as a whole of market service, which means we can advise you on and arrange a suitable mortgage from all the lenders and from all of their product range. Please take time to read our Initial Disclosure Document (.pdf) for further details of our service and regulatory status.
Your home may be repossessed if you do not keep up repayments on your mortgage.
- For more contractor guides, try our dedicated IT contractor site, Contract Eye
- Essential IT Contractor Insurance - Try Hiscox
- Freestyle Accounting - Fixed fee, full service contractor accountants
- Parasol PAYE Umbrella - Award winning service
- Online accounting system for freelancers - for under £60 per month
- Expert Guides and Quotations for IT Contractor Mortgages and Pensions
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7 rules you must enforce on new freelance clients
If you set clear expectations at the beginning of a freelance project, you effectively lay out in clear and simple terms the way you expect to be treated. This must be done upfront to ensure the relationship you have with your client gets off to the best possible start. [June 25, 2009]
If you set clear expectations at the beginning of a freelance project, you effectively lay out in clear and simple terms the way you expect to be treated. This must be done upfront to ensure the relationship you have with your client gets off to the best possible start. [June 25, 2009]
Is freelancing the life for you?
If you’re currently working for someone else and have a particular expertise, you might be considering a move into freelancing. This is a popular way to become your own boss, but you need to make sure freelancing / contracting is the life for you before making the leap. [June 18, 2009]
If you’re currently working for someone else and have a particular expertise, you might be considering a move into freelancing. This is a popular way to become your own boss, but you need to make sure freelancing / contracting is the life for you before making the leap. [June 18, 2009]
10 online tools to make your freelance work easier and more productive
To save you time, Bytestart has put together a list of the top 10 online tools to make your freelance work more productive. [June 15, 2009]
To save you time, Bytestart has put together a list of the top 10 online tools to make your freelance work more productive. [June 15, 2009]
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Successful freelancers tend to follow a formula. By design or accident they are doing the things that make a freelancer desirable to businesses. And that generates an impressive flow of work. [June 10, 2009]
Freelancers - How to get paid on time without damaging your client relationship
As a freelancer, you're responsible for chasing invoices as well as sourcing work. Here's how to get your invoices paid without upsetting your clients. [June 8, 2009]
As a freelancer, you're responsible for chasing invoices as well as sourcing work. Here's how to get your invoices paid without upsetting your clients. [June 8, 2009]
IT contractors may face more professional indemnity insurance claims
A leading professional indemnity insurance provider has warned IT contractors and consultants that the downturn in the economy could lead to more compensation claims against them. [March 2, 2009]
A leading professional indemnity insurance provider has warned IT contractors and consultants that the downturn in the economy could lead to more compensation claims against them. [March 2, 2009]
How to decide if IT contracting is the life for you
Before you take the plunge into the IT contracting world, you should consider carefully what you new life will involve and if your personality is suited to life as an IT contractor. [February 19, 2009]
Before you take the plunge into the IT contracting world, you should consider carefully what you new life will involve and if your personality is suited to life as an IT contractor. [February 19, 2009]
Recession survival tips for contractors and freelancers
As the economy cools and the contract work is harder to find, here are some tips for IT contractors (and freelancers) to help survive the downturn. [February 5, 2009]
As the economy cools and the contract work is harder to find, here are some tips for IT contractors (and freelancers) to help survive the downturn. [February 5, 2009]
IT Contracting - Tips to survive during an economic slowdown
Here are some general tips to help IT Contractors stay on top in the event of a market downturn [September 22, 2008]
Here are some general tips to help IT Contractors stay on top in the event of a market downturn [September 22, 2008]
IT Contractors - how to avoid late paying clients
There has been much talk recently about contractors struggling to get their invoices paid by the agencies or end clients. Here are some expert tips to make sure you get paid on time, and how to tackle late paying clients. [July 31, 2008]
There has been much talk recently about contractors struggling to get their invoices paid by the agencies or end clients. Here are some expert tips to make sure you get paid on time, and how to tackle late paying clients. [July 31, 2008]
How much will you earn as an IT Contractor? IT Contract Rates
For people thinking of setting up in business as IT Contractors, some ideas on how to determine the going market rate for your skills and experience. [June 23, 2008]
For people thinking of setting up in business as IT Contractors, some ideas on how to determine the going market rate for your skills and experience. [June 23, 2008]
How to choose a good IT contractor accountant
Some specific tips to help IT contractors and freelancers choose the right accountant [February 12, 2008]
Some specific tips to help IT contractors and freelancers choose the right accountant [February 12, 2008]
IT contractor expenses guide
A guide to IT contractor expenses - what you can claim for when performing contract work. Includes section for those caught by the IR35 rules. [December 3, 2007]
A guide to IT contractor expenses - what you can claim for when performing contract work. Includes section for those caught by the IR35 rules. [December 3, 2007]
How an Umbrella Company Works
An umbrella company acts as your employer, for tax purposes, when you undertake a contract with an employment agency or a client. An overview for freelancers and contractors. [November 23, 2007]
An umbrella company acts as your employer, for tax purposes, when you undertake a contract with an employment agency or a client. An overview for freelancers and contractors. [November 23, 2007]
IT Contractor Insurance - Professional Indemnity, Liability Overview
IT Contractor Insurance Cover - Professional Indemnity, Employers and Public Liability Overview. [November 7, 2007]
IT Contractor Insurance Cover - Professional Indemnity, Employers and Public Liability Overview. [November 7, 2007]
| IT Contractor Partners |
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Contractor Accountants Full Service, Fixed Fee! |
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Parasol PAYE umbrella Award winning service |
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Quay Accounting IR35 experts, fixed fee |
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Virtual Office Service For full details click here. |
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Crunch Online Accounts Under £60 per month! |
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Client Credit Checking Online Company Reports |
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