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IT Contractor Mortgages - Mortgage Advice and Quotation

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Many IT Contractors will have a horror story or two to tell about the hassles they have had trying to arrange a mortgage. It's all too easy to obtain an 'online agreement in principle' only to find that, after a nerve wracking two weeks wait, you're rejected when the underwriter realises you are not a permie or asks you to show accounts (which clearly won't reflect what you truly earn - otherwise you need a new accountant!!)

The Bytestart team has worked very closely with Contractor Financials over the past five years and have recommended their mortgage services to many thousands of IT contractors and small business people (we have also used them ourselves!). As an IT Contractor mortgage specialist, they are eager to prove that you can easily secure the same 'High Street' mortgages as a normal company employee - its simply a case of making use of the expertise and contacts that they have built up over many years.

Perhaps you're a first time buyer who's keen to stop funding someone else's mortgage from the rent you pay, or you may be 'trading up' to a house that reflects the hard work that you put in each and every day running a small business. You may be looking to invest in a second property for rental as a hedge against uncertain times ahead or simply looking to save substantial amounts of money each month on your existing loan by re-mortgaging fees free to a lower rate.

If you need help with any of these scenarios, simply complete the IT Contractor Mortgage Finder(below) and the Contractor Financials team will be in touch shortly.

IT Contractor Mortgage "Finder" (fields marked * are required)...

Your Name*
 
Your Email*
 
Phone Number
 
Mobile Number:
 
How would you like to be contacted initially?
 
Property Purchase Price (£)
 
Loan Size Required (£)
 
Type of Loan
 
Contract Rate (£/Hour)
 
Time contracting (Years)
 
Time in IT (Years)
 
Adverse credit history?
eg. CCJ's?
No Yes
 
Any additional income to be considered? (Details)
 
Comments
 
Contractor Financials will respect your privacy and adhere to the Data Protection rules as outlined in our Initial Disclosure Document.
 

Contractor Financials are Independent Financial Advisers (IFAs), directly regulated and authorised by the Financial Services Authority. We are pleased to be able to offer full advice whereas many institutions will now only provide you with an 'information only' service. We also provide what is referred to as a whole of market service, which means we can advise you on and arrange a suitable mortgage from all the lenders and from all of their product range. Please take time to read our Initial Disclosure Document (.doc) for further details of our service and regulatory status.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Posted January 19, 2009

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