Bytestart - The online small business portal
Search over 1500 Articles!


Sage Instant Accounts
Buy and download instantly!
Click here to find out more.


Self Employed Mortgages - Advice and Quotation

 print  e-mail 


Many small business people will have a horror story or two to tell about the hassles they have had trying to arrange a mortgage. It's all too easy to obtain an 'online agreement in principle' only to find that, after a nerve wracking two weeks wait, you're rejected when the underwriter realises you are not a traditional "permanent employee" or asks you to show accounts (which clearly won't reflect what you truly earn - otherwise you need a new accountant!)

The Bytestart team has worked very closely with FreelancerMoney over the past five years and have recommended their mortgage services to many thousands of clients (we have also used them ourselves!). As a self-employed mortgage specialist, they are eager to prove that you can easily secure the same 'High Street' mortgages as a normal company employee - its simply a case of making use of the expertise and contacts that they have built up over many years.

Perhaps you're a first time buyer who's keen to stop funding someone else's mortgage from the rent you pay. You may be 'trading up' to a house that reflects the hard work that you put in each and every day running a small business. You may be looking to invest in a second property for rental as a hedge against uncertain times ahead or simply looking to save substantial amounts of money each month on your existing loan by re-mortgaging fees free to a lower rate.

If you need help securing a mortgage for whatever purpose, simply fill in the Self Employed Mortgage Finder below and FreelancerMoney will be back to your shortly.

Self Employed Mortgage Finder
Your Name [Required]
Your Email Address [Required]
Phone Number
Required Loan (£)
Purchase Price (£)
Your Annual Income (£)
Type of Loan
Employment Type
Adverse Credit History
Comments

FreelancerMoney are Independent Financial Advisers (IFAs), directly regulated and authorised by the Financial Services Authority. We are pleased to be able to offer full advice whereas many institutions will now only provide you with an 'information only' service. We also provide what is referred to as a whole of market service, which means we can advise you on and arrange a suitable mortgage from all the lenders and from all of their product range. Please take time to read our Initial Disclosure Document (.pdf) for further details of our service and regulatory status.
Your home may be repossessed if you do not keep up repayments on your mortgage.

Posted August 2, 2005



Latest articles in Finance News
 
Company administrations rocket as the credit crunch bites
[May 9, 2008] The latest figures released by The Insolvency Service show that the number of businesses being forced into Administration or Receivership by their creditors has surged in the first three months of 2008.
 
SME's defiant over 'credit crunch', but late payment problems persist
[April 11, 2008] A new survey suggests that small businesses are defiant in the face of less favourable economic conditions, with many determined to continue with their expansion plans in 2008. However, late payment remains an issue for many companies.
 
Unfair bank charges - small businesses urged to claim refunds now
[March 17, 2008] Small businesses are strongly advised to lodge their complaints about unfair business banking charges as soon as possible.
 
Bank of England cuts interest rate by 0.25% to 5.25%
[February 7, 2008] The Bank of England has cut interest rates by 0.25%. The reduction, which brings the current base rate to 5.25%, was expected by many commentators.
 
Small businesses ‘too dependent’ on traditional forms of finance
[December 10, 2007] Owners and managers of the nation’s small business community are too dependent on traditional forms of finance and could be putting themselves at risk in times of economic uncertainty, according to new research.
 
Enterprise Capital Funds to boost small business investment
[November 19, 2007] A new round of Enterprise Capital Funds have been announced by the Government. Three new groups will receive £60 million in an effort to tackle the lack of investment backing currently available to small companies.
 
Will the 'credit crunch' create funding problems for small businesses?
[September 26, 2007] A leading invoice finance company advises small companies to review their funding arrangements as interest rates and lending criteria tighten.
 
Small company employees - pension contribution concerns
[September 18, 2007] New research suggests that small business employees are making insufficient contributions to their pensions.
 
Deadline looms for companies raising funds to take advantage of investor incentives
[May 15, 2007] A key deadline is looming for many companies actively planning to raise funds while allowing investors to take advantage of current Enterprise Incentive Scheme (EIS) reliefs.
 
Sole traders failing to plan for death or incapacity
[April 13, 2007] Two thirds of sole traders have no plans for their business in the event that they become incapacitated or die, according to the latest findings from Barclays Financial Planning.
 
Our Partners
Hiscox Office Insurance
Instant Online Quotation

Bibby Financial Services
Funding your business

Cashflow Problems?
Try Invoice Financing

Save on Car Rental
Discounts with Budget

Public Liability Insurance
Get online cover now

Company Information
Online credit checking

2 Years FREE Banking
Alliance & Leicester

Company Formation
Instant online setup!


Key Services
£20 Free Postage
& 30 Day No Ties Trial

SEO-friendly website
for just £200

Virtual Office Service
For full details click here.

FREE Call Answering
Hot Office - More info

Click Here - Alliance & Leicester

More Finance Guides

General Guides

Start Up Services

 


Invoice Discounting, Factoring, Asset Finance




Company Information - Credit check companies and people online now!