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Turner Report - A tax too far for small businesses? |   |
Following on from our article, "Higher retirement age could harm small businesses", our favourite newspaper, The Times, has published a good summary of the impact the Turner Report may have.
In essence, UK workers just starting out in business might have to delay their retirement until the age of 68 (or older) under a shake-up of the UK pensions system proposed this week by Lord Turner.The Times has also compiled reaction from the FSB, the Centre for Economic and Business Research, and others on the impact these proposals may have for small businesses.
"The bottom line is that most small employers simply cannot afford it and would be forced to make damaging cuts in other areas"
Posted December 1, 2005
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[September 16, 2008] Despite the daily media coverage of the "credit crunch", new data reveals that the major high street banks are still lending to small businesses. In fact, term lending actually grew by 11% in the year to June 2008.
[September 8, 2008] An expert report into the Government's planned shake-up of small firms' pension schemes via the introduction of "personal accounts" suggests that many existing schemes will be forced to close as they won't meet the proposed exemption tests.
[September 2, 2008] As new figures show that most SME's have already been affected by the slowdown in some way, Bacs have provided some tips to encourage prompt payment from clients.
[August 7, 2008] With quite ironic timing, it appears that Government funding has ended for a well-known late payment advice site, the Better Payment Practice Group. The organisation was initially set up to encourage businesses to improve their payment practices.
[August 5, 2008] A law firm has urged small companies to review their finances after the Bank of England revealed that cash balances held with banks has dropped for the first time in a decade.
[July 17, 2008] New Conservative proposals have been announced which would create a new fast-track judicial process for distressed companies, as an alternative to administration, based on the best aspects of the American "Chapter 11" system.
[July 8, 2008] We spotted a good article in the FT last week which provides an interesting insight into the role of Finance Directors in new start-up businesses.
[June 27, 2008] Following the implosion of the mortgage market in recent months, a large number of mortgage companies have pulled many of the most attractive deals, with self employed people affected more than most. Deals are still available, but cheap credit is a thing of the past.
[June 3, 2008] Businesses are being urged to take a tough line on late payment, after fresh figures revealed the rising number of insolvencies.
[May 9, 2008] The latest figures released by The Insolvency Service show that the number of businesses being forced into Administration or Receivership by their creditors has surged in the first three months of 2008.
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