Cash Flow

Top 10 tips to improve your small business cash flow
Small business owners need to focus on freeing up cash flow, as access to the debt and equity markets has become increasingly difficult, says the business advisory firm - Deloitte. [May 8, 2009]

Cash flow tips to help tackle late payment problem
Nearly one third of SMEs reported cash flow problems during the second half of 2008, with the majority citing the late payment of invoices as the leading cause. Here are some top tips to preserve your cash flow. [March 5, 2009]

Tips for avoiding late payment problems during the downturn
As the economic downturn deepens and late payment becomes a growing problem for small businesses, there are many steps you can take to improve your chances of getting paid on time. Here are five essential tips, with links to a wealth of credit control advice elsewhere on the site. [March 4, 2009]

Businesses urged to consider invoice finance as credit harder to find
New research suggests that over 500,000 small business owners are asking friends and family for finance rather than the banks. As late payment continues to be rife, small companies are urged to consider invoice financing to help maintain a healthy cash flow to see out the downturn. [February 23, 2009]

How factoring can free up your business cashflow
With even profitable businesses going under due to poor cash flow during the economic downturn, factoring could provide a good solution for companies needing to free up their cashflow. Factoring companies will advance you cash based on the value of the invoices you have issued. [January 30, 2009]

Tips for choosing an invoice finance provider
Invoice finance allows businesses to ease their cashflow by unlocking value in unpaid invoices. This type of finance can be vital, particularly at a time when cashflow concerns are becoming ever more widespread. It is important that you choose the right invoice finance provider from the outset. [January 19, 2009]

How to manage your cashflow and grow your business via invoice financing
If your company becomes unable to meet its short-term financial obligations, such as paying staff or suppliers, you may find it virtually impossible to remain in business without securing some kind of borrowing. We look at how invoice financing could be the perfect solution. [January 12, 2009]

Guide to successful risk assessment and credit management
In the current economic climate, risk assessment and effective credit management for the SME is paramount. Bad debts rarely occur without warning, so if you are pragmatic in your approach and assess your risk at every step, you will minimise the threat of insolvency. [December 5, 2008]

Ensure business success by developing good money habits
Most businesses that go under do so not because they aren’t profitable, but because they run out of cash. Here are some good money habits to help ensure the financial success of your small business [November 21, 2008]

Top tips to manage bad debts and increase cash flow
Small companies, who are more vulnerable than their larger rivals to the banking credit squeeze, can take some simple measures to reduce cash flow problems and to cut out the risk of bad debts. Here are ten top tips to help you avoid bad debts and improve cash flow. [November 11, 2008]

Small businesses urged to credit check customers
The ICAEW has warned small companies to credit check their customers in the current economic climate, to help protect themselves against potential bad debts and late payers. Includes some credit checking tips. [October 20, 2008]

Planning tips to negotiate the economic black hole
With many large firms wondering if they can weather the economic storm, here are some tips to help small companies remain agile enough to negotiate the economic black hole – by careful business planning. [October 8, 2008]

Manage your cashflow during a Recession - Top Tips
During economic downturns, one of the main reasons why businesses go under is because they run out of cash. However sound your business is in other ways, successful cashflow management should be your main priority with a recession looking more likely. [October 6, 2008]

Protecting your business during an economic downturn
Don’t get crunched! Here are some tips for protecting your business in an economic downturn, from credit control to keeping your employees motivated. [September 26, 2008]

What do you do when your business falls into debt?
While it may be tempting to ignore business debt, it could actually be the worse thing you can do. This piece discusses the options open to businesses either to rescue the company from debt, or if there is no other option but to cease trading. [September 8, 2008]

Small businesses need to be more savvy with their cashflow management
New research shows that the UK's small companies are being hit by the double threat of suppliers billing quicker and clients paying late. Includes top tips for managing your business cashflow. [August 26, 2008]

How to survive a recession
The Bank of England has recently confirmed the likelihood of a recession in the UK. So what is in store for businesses? Recessions are never nice things to go through. But as a business you can survive them by following and acting on a few basic principles. [August 14, 2008]

Late Payment - Top Ten Tips for securing debt recovery
For many months now, we've reported the worsening late payment climate in the UK - a worrying by-product of the "credit crunch". In this article, the ACCA have provided us with their essential Top Ten Tips for securing debt recovery. [August 5, 2008]

Big firms' late payment behaviour "nothing short of outrageous"
Worrying new evidence shows that large companies are exploiting smaller ones by delaying invoice settlement and imposing draconian new payment terms with little notice. [July 24, 2008]