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As much as 80% of business value is now made up of intangible assets such as Intellectual Property. In fact, we are in the epicentre of an IP revolution – with more start ups emerging, creating and innovating in ways only once dreamed of.

Best practice dictates that businesses need to protect their innovation – typically done by applying for patents, trademarks or designs. However, the battle to protect their most valuable asset unfortunately does not stop there.

The bad news is that thousands of UK businesses every year are involved in disputes relating to their intellectual property – and this number is rising.

The threats come from both near and far, and often when businesses least expect them. However it’s identifying all the possible risks from the get-go that keeps businesses ahead of both current and future competition.

Here’s a guide to the importance of IP and IP insurance, specifically for those who own a small business, or those looking to start a business in the near future. Continue…

Making the decision to become self-employed can be daunting, especially if you’ve been an employee on a regular salary with all the perks that can bring, like a pension, holidays and sickness pay.

The transition from this relative security to going it alone is not always easy, but there are steps you can take to help protect you financially should the need arise, allowing you to concentrate on growing and developing your business. Continue…

As a business owner, you will encounter a wide range of business insurance policies, some of which are mandatory, and others which are simply sensible to have in place.
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When you set up a business, chances are you will take out some kind of business insurance – some types are mandatory, whereas others will provide you with peace of mind while you concentrate on building up your enterprise.
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Like private vehicles, business vehicles and vans must be insured, with minimum levels of cover a legal requirement.
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If your new business venture is a shop, pub or restaurant, there are a number of unique risks you will need to insure against.

Unlike an internet-based business or one run from an office, you will have greater contact with the public. And in the legally-aware society we live in, that exposes your business to a greater risk of being sued!

Before you sign the lease on your first premises, use this complete ByteStart guide to the different kinds of shop insurance you may need.
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