Do you need insurance if you hire subcontractors or freelancers?
If you hire subcontractors or freelancers, your business insurance may need to change. Find out when you need employers’ or public liability cover.
Business Insurance
Every business faces risks that the right insurance can help manage.
Depending on the work you do, cover can protect you against client claims, accidents, legal costs, cyber incidents and HMRC investigations.
These guides cover business insurance for sole traders and limited companies, including what is required by law, what clients may insist on and which additional policies are worth considering.
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Liability and professional indemnity
Costs and managing cover
Other business cover
Insurance for different situations
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