Limited company business insurance – what cover do you need?
A practical guide to insurance for UK limited companies – what the law requires, what clients may insist on, and the policies worth considering.
Business Insurance
Every business faces risks that the right insurance can help manage.
Depending on the work you do, cover can protect you against client claims, accidents, legal costs, cyber incidents and HMRC investigations.
These guides cover business insurance for sole traders and limited companies, including what is required by law, what clients may insist on and which additional policies are worth considering.
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Liability and professional indemnity
Costs and managing cover
Other business cover
Insurance for different situations
Can you cancel or pause your business insurance if you stop trading?
You’ve decided to stop working for a while. Maybe you’re taking a few months off, returning to employment, or closing your business altogether. Your business insurance policy is still running, though, and the next premium is due soon. Can you just cancel it? Usually, yes. But it depends on the type of insurance you have, … Read more
Do I need public liability insurance to sell at markets or fairs?
Planning to sell at a market or craft fair? Find out whether you need public liability insurance, what it covers, and why most organisers now require it.
Can sole traders claim insurance premiums as a business expense?
Practical guide to which types of insurance sole traders can claim as expenses, including public liability, professional indemnity and income protection.
Business insurance: what cover does your small business need?
An overview of business insurance for sole traders and limited companies, including legally required cover, client requirements and optional policies.
Professional indemnity insurance for sole traders: do you really need it?
Do you need Professional Indemnity Insurance as a sole trader? Learn what it covers, who it’s for, and how to get the right policy to protect your business.
Public liability insurance for sole traders (when you need it and when you don’t)
Public liability cover will protect you if you cause an injury to a member of the public, or damage third party property. Dedicated guide for sole traders
Employers’ liability insurance – rules for sole traders and limited companies
If you are a sole trader with no employees, you don’t have to take out employers’ liability cover. But what happens if you employ someone, even temporarily?
Does your small business need tax investigation insurance?
Tax investigation insurance is a type of policy which provides financial cover in case your small business is subject to an HMRC enquiry.
Public liability for tradespeople – builders, plumbers, electricians and more
Find out why tradespeople like builders, plumbers and electricians need public liability insurance, what it covers, and how much protection to get.