Can sole traders claim insurance premiums as a business expense?
Practical guide to which types of insurance sole traders can claim as expenses, including public liability, professional indemnity and income protection.
All self-employed people face some level of business risk. Insurance can help protect you, your income, and your business if something goes wrong.
Depending on the type of work you do, cover may protect you against claims from clients, workplace accidents, cyber attacks, or even HMRC investigations.
This section explains the main types of insurance sole traders should consider, from essential cover such as public liability insurance to specialist policies that provide additional protection.