Income protection for sole traders – cover from £26.31 per month
If you’re a sole trader and can’t work due to illness or injury, income protection insurance can replace part of your income with monthly payments.
Protection
When you work for yourself, protecting your income and health is your responsibility.
You won’t normally have employee benefits such as sick pay, private healthcare or death-in-service cover to fall back on if you become ill or cannot work.
These guides explain the main types of personal protection available to self-employed people, including income protection, critical illness cover and private health insurance.
Protecting your income
Health and serious illness
Critical illness cover if you’re self-employed
Critical Illness Cover pays a lump sum if you’re seriously ill – a key safety net for sole traders and the self-employed.
Private health insurance options for small business owners
Practical guide to private health insurance for the self-employed. How policies work, the main types of cover available, and how much does it cost?
Self-employed income protection – cover if you’re sick or injured
Find out how income protection works for sole traders. Learn cover limits, deferred periods and policy types if you can’t work due to illness or injury.