Banking

Find out if you can open a business bank account before you start trading, and what banks need to see before activating your account.

Sole traders can use a personal bank account, but should they? Here’s what HMRC says, the risks involved, and when to switch to a business account.

How Tide and Zempler bank accounts connect to Xero and QuickBooks, and how bank feeds improve reconciliation and digital record-keeping.

How to switch bank accounts as a sole trader. A practical guide to moving payments, avoiding missed Direct Debits, and changing banks without disruption.

How long does it take to open a sole trader business bank account? Typical timescales for digital and high-street banks, plus what can cause delays.

There are several reasons why opening a business bank account and keeping your business and personal finances separate is a good idea for a sole trader.

Our Zempler Business Go review covers features, fees, pros and cons, and how it compares with Extra and Pro. A good choice for the self-employed.

Our 2026 Tide business account review. Tide is used by over 1.5m UK businesses. See how the free account works, who it suits, and how to claim £50 cashback.

Considering a joint bank account for your business partnership? Discover the pros, cons, and which UK banks offer joint accounts as of July 2025.