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Insurance

All self-employed people are exposed to some risk – it’s inevitable. You can take out insurance to protect you and your business in case something goes wrong.

Depending on the business you run, you can protect anything from your premises and stock to possible cyber attacks and even tax investigations.

Here, we look at the types of cover sole traders must have in place and those that may provide you and your business with peace of mind.

Key guides

  • Insurance for sole traders – what do you need to have in place?
  • Does your small business need tax investigation cover?
  • Public liability insurance
  • Employers liability insurance
  • Professional indemnity insurance
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Do I need public liability insurance to sell at markets or fairs?

July 18, 2025
Planning to sell at a market or craft fair? Find out whether you need public liability insurance, what it covers, and why most organisers now require it.
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sole trader employers liability

What is employers liability insurance? Is it a legal requirement?

April 22, 2025
Employers liability insurance is a type of business insurance policy that virtually all firms employing someone must take out. However, there are some notable exceptions.
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sole trader insurance

Sole trader insurance – what’s required, recommended & worth having?

March 27, 2025
A clear guide to sole trader insurance – what’s legally required, commonly needed by clients and customers, and worth having for peace of mind.
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Qdos self-employed insurance

Qdos self-employed insurance
Public liability from £4.58/month

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Brand new ByteStart guides
  • Accounting deadlines every self-employed person should know
  • Public liability insurance for sole traders (when you need it and when you don’t)
  • How to successfully start a small business in the evenings



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