How to set up and run a small business

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Virtually every business bank account now comes with a set of handy online tools, which you can use to run your business more efficiently.

So are you going online just to check your balance, or are you making the most of every tool available to you?
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When you’re running a small business you need to make every penny count, especially during an economic downturn. So the last thing you want to do is to pay over the odds for bank charges and fees on your business bank account.

Here are some of the simplest steps you can take to reduce the cost of your business banking.
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One of the most frustrating things you will come up against as a small business owner are bank charges.

Unlike personal banking, where we are used to paying only to have an overdraft, most business bank accounts have to be paid for. And the charges seem to keep coming whether you’re doing well or badly. The more you pay in, the more they charge you; meanwhile when times are bad you are more likely to be penalised for dipping into the red!

Here are a few simple ways to help you stay on top of bank charges and reduce the impact on your business.
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Here’s an interesting challenge: in an age when you can run your business virtually 100 per cent electronically, can you do all of your banking without ever touching a piece of paper?
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