New report urges ‘nudge’ reforms to boost self-employed pensions
Social Market Foundation warns just 22% of self-employed save into a pension. New report calls for ‘nudges’ from banks and HMRC to boost retirement savings.
Public liability for tradespeople – builders, plumbers, electricians and more
Find out why tradespeople like builders, plumbers and electricians need public liability insurance, what it covers, and how much protection to get.
Self-employed and the State Pension – NI rules, rates and gaps explained
How the State Pension works if you’re self-employed, including NI rates, qualifying years, how to fill gaps, and why you may need extra retirement savings.
High Income Child Benefit Charge – what self-employed people need to know
Guide to the High Income Child Benefit Charge for self-employed parents. How it works, who it affects, deadlines, NI credits, and planned 2026 changes.
Sole trader tax and National Insurance calculator – 2025/26
Calculate how much tax you’ll pay as a sole trader in 2025/26, including income tax and National Insurance, based on your business profits after expenses.
Self assessment tax return help for sole traders
Self Assessment guide for sole traders. Covers who must file, deadlines, payments on account, penalties, and how to register with HMRC.
How to invoice as a sole trader – with VAT and non-VAT templates
Learn how to write an invoice as a UK sole trader, what to include, and how to handle VAT if needed - plus download free templates to get started.
Why the VAT registration threshold is a problem for small businesses
The £90,000 VAT threshold often holds small businesses back. This guide explains why some avoid registering, and what the experts say.
How 4Com helps small businesses improve efficiency through smarter communication
4Com helps small businesses boost efficiency with HiHi3: streamline communication, reduce costs, and stay connected.
Can I open a business bank account with bad credit as a sole trader?
How to open a business bank account as a sole trader even with bad credit. Compare Tide and Zempler, see how their no-credit-check process works.