Supporting Britain’s small businesses since 2004
Independent guides, practical advice, news and free calculators for people starting, running and growing a UK business — from sole traders to limited company owners.
Guides for sole traders and the self-employed
Start with the subject you need help with.
01
Getting started
Becoming self-employed, registering with HMRC and setting up your business.
02
Tax & HMRC
Self Assessment, National Insurance, VAT and Making Tax Digital.
03
Accounts & expenses
Bookkeeping, allowable expenses, invoices and getting paid.
04
Business banking
Choosing an account, comparing charges and protecting your money.
05
Business insurance
Public liability, professional indemnity and other business cover.
06
Pensions
SIPPs, pension tax relief and saving for retirement when you work for yourself.
07
Protecting yourself
Income protection, private healthcare and financial protection.
Also
Limited companies
Separate guides for company directors, tax, accounts and Companies House.
Latest ByteStart guides
Tax efficient life cover through your own limited company
If you're considering taking out life insurance, you could save up to 50% on your premiums by setting up cover through your own limited company.
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In June 2025, HMRC published new figures on the UK’s tax gap, which show that self employed people…
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Practical guide to UK Corporation Tax for 2025/26. How limited companies are taxed, key deadlines, rates, file a…
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Read the guideMemorandum and Articles of Association – what you need to know
In simple terms, the Memorandum of Association records each initial subscriber's intention to form a new limited company.
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A clear guide to sole trader insurance – what’s legally required, commonly needed by clients and customers, and…
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