What the 2027 Inheritance Tax changes mean for your pension
If you’re self-employed and saving into a pension, some big changes are coming from April 2027 that could affect what happens to your pension when you die.
If you’re self-employed, saving for retirement is entirely your responsibility because you don’t have an employer pension scheme.
The good news is that there are flexible and tax-efficient pension options designed specifically for sole traders.
In this section we explain how self-employed pensions work, how much you can contribute, the tax relief available, and how to plan properly for retirement.