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Protection

Self-employed people don’t just need to think about protecting the business – they also need to protect themselves.

Unlike employees, there’s no sick pay, death-in-service or health plan to fall back on.

This section covers the main types of personal protection you can arrange, from income protection to private healthcare.

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Critical illness cover if you’re self-employed

October 3, 2025
Critical Illness Cover pays a lump sum if you’re seriously ill – a key safety net for sole traders and the self-employed.
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Private health insurance options for small business owners

September 15, 2025
Practical guide to private health insurance for the self-employed. How policies work, the main types of cover available, and how much does it cost?
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Self-employed income protection – cover if you’re sick or injured

September 10, 2025
Find out how income protection works for sole traders. Learn cover limits, deferred periods and policy types if you can’t work due to illness or injury.
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