Limited company business bank accounts: how to choose
How to choose a business bank account for your UK limited company, including fees, account eligibility, directors’ checks, accounting integration and useful banking guides.
Business Banking
Whether you’re a sole trader, limited company director or partner, here’s what to look for in a business bank account.
A separate business account helps you keep track of income, payments and tax. Limited companies need to keep company money separate from directors’ personal finances; sole traders have more flexibility, although banks may restrict business use of personal accounts.
Start with the account-choosing guides, or explore practical advice on charges, switching, account protection and individual providers below.
Choosing a business bank account
- Sole trader bank accounts: how to choose
- Limited company bank accounts: how to choose
- Do you need a separate business bank account?
- Can you use a personal bank account for business?
- Can you open an account before trading?
- How long does it take to open a business account?
- Can you open a business account with bad credit?
Managing your business banking
Switching and software
Business account reviews
Tide small business bank account review (£50 cashback)
Our 2026 Tide business account review. Tide is used by over 1.5m UK businesses. See how the free account works, who it suits, and how to claim £50 cashback.
Joint business bank accounts – are they right for your partnership?
Considering a joint business bank account for your partnership? We look at the benefits, risks and which providers currently accept ordinary partnerships.
How to reduce your business bank charges
How to compare business banking charges and reduce account fees, transaction costs and other expenses, whether you trade as a sole trader or limited company.
Can your business have more than one bank account?
Why sole traders and limited companies may use more than one business bank account, and how to manage tax savings, reserves and everyday payments.
Zempler Business Go bank account fees + review (2026)
Zempler Business Go account fees, features and limitations for eligible sole traders and limited companies. Compare its plans before applying.
How to raise money to start and grow your own business
Starting on your own? Explore the main ways to raise money for a new business — from personal savings and bank loans to grants, crowdfunding and investors.
How Tide and Zempler connect to Xero, FreeAgent and QuickBooks
How Tide and Zempler bank accounts connect to Xero and QuickBooks, and how bank feeds improve reconciliation and digital record-keeping.
Can you open a business bank account with bad credit?
Can you open a business bank account with poor personal credit? What sole traders and company directors should know about checks and account eligibility.
How long does it take to open a business bank account?
How long a business bank account application can take for sole traders and limited companies, including identification checks and possible delays.